Child Support Estimator

Estimate child support payments using the income shares model. Factor in both parents' income, custody split, and additional expenses.

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Last updated: March 2026

Income & Custody Details

Non-custodial parent (paying support)

Custodial parent (receiving support)

Daycare, after-school care, etc.

Child's portion of health insurance

Estimated Monthly Child Support Payment

$1,900

Parent 1 pays per month (base + add-ons)

Calculation Breakdown

Combined Monthly Income$8,000
Obligation Rate (2 children)28.0%
Basic Obligation$2,240

Parent 1 Income Share62.5%$1,400
Parent 2 Income Share37.5%$840

Custody Adjustment100.0%
Adjusted Obligation$2,240

Childcare (Parent 1 share)$313
Health Insurance (Parent 1 share)$188

Custody Note: Primary custody (<30% overnights): full obligation applies to non-custodial parent.

Disclaimer: This tool provides estimates for informational purposes only. It does not constitute legal advice. Laws vary by state. Consult a qualified attorney.

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Legal Disclaimer

This tool is for general informational purposes only and does not constitute legal advice. Laws vary by jurisdiction and change over time. Consult a qualified attorney for legal advice specific to your situation. See full disclaimer.

How is Child Support Calculated?

Child support is a court-ordered payment made by one parent to the other to help cover the costs of raising their children after separation or divorce. Every state in the United States uses a formal guideline formula to calculate child support, ensuring some consistency and predictability in how support amounts are determined.

The most widely used model is the Income Shares Model, which is used by the majority of states. Under this model, child support is based on the combined income of both parents and the number of children. The idea is that the child should receive the same proportion of parental income they would have received if the parents remained together. Each parent's share of the combined obligation is proportional to their share of combined income.

Several additional factors are typically added to the base child support obligation: childcare costs necessary for a parent to work or attend school, health insurance premiums for the child's coverage, and sometimes extraordinary expenses like private school tuition or medical costs not covered by insurance. The custody arrangement (how many overnights each parent has) significantly affects the obligation — more time with the paying parent generally results in a lower payment amount.

How to Use This Calculator

  1. Enter Parent 1's gross monthly income (the non-custodial parent who will pay support).
  2. Enter Parent 2's gross monthly income (the custodial parent receiving support).
  3. Select the number of children covered by the support order.
  4. Select the custody split — the percentage of overnights Parent 1 has with the children.
  5. Enter monthly childcare costs (daycare, after-school programs, etc.).
  6. Enter the monthly health insurance premium for the children's coverage.
  7. Review the estimated monthly child support payment and the full calculation breakdown.

Legal Considerations

Child support formulas are set by state law and judges generally must follow the guideline amount unless there are specific circumstances that justify a deviation. Courts may deviate upward if the child has extraordinary expenses (such as special education needs or ongoing medical care) or deviate downward if strict application of the formula would result in an unjust outcome given the specific facts.

Child support is modifiable. Either parent can petition the court to modify the support order if there has been a substantial change in circumstances — such as a significant change in either parent's income, a change in the custody arrangement, or a significant change in the child's needs. Most states also have automatic review provisions through the child support enforcement agency.

This tool provides a rough estimate based on the Income Shares Model and is for educational purposes only. It does not constitute legal advice. Child support calculations involve state-specific guidelines, adjustments, and judicial discretion that this calculator cannot capture. The actual support amount in your case will be determined by your state's official guidelines and the facts presented to the court. Always consult a qualified family law attorney for advice specific to your situation.

FAQ

Is child support taxable income?

No. Under current federal tax law, child support payments are not deductible by the paying parent and are not considered taxable income for the receiving parent. This is different from alimony, which has its own separate tax treatment rules depending on when the divorce was finalized.

What happens if a parent does not pay child support?

Non-payment of child support has serious legal consequences. Enforcement tools include wage garnishment, interception of tax refunds, suspension of driver's license and professional licenses, reporting to credit bureaus, and in extreme cases, contempt of court charges that can result in jail time. Child support enforcement agencies in each state actively pursue unpaid support.

When does child support end?

In most states, child support ends when the child reaches age 18 or graduates from high school, whichever is later. Some states require support to continue through college. A support order does not automatically end — you typically need a court order officially terminating the obligation, even after the child becomes an adult.